Practice I · Bankruptcy

A financial fresh start, practiced with discretion.

If your finances are underwater, you are not alone. Our firm will review your debts, answer your questions, and walk you through every option — so creditors stop dictating the shape of your life.

The bankruptcy process

What actually happens, step by step.

After an initial consultation, our attorney will walk you through every step before you commit to any option. We assess whether you meet the requirements for Chapter 7 or whether Chapter 13 is the better path, register your case with the bankruptcy court, gather the documentation you need, and provide the assigned trustee with everything required to move your case forward. We remain at your side from filing through discharge.

Ch. 7

Chapter 7 — a clean break.

Finding a way out of debt while keeping what you own.

A Chapter 7 filing can eliminate most unsecured debts — medical bills, credit cards, past-due tax obligations, vehicle repossessions, and more. The moment you file, frozen bank accounts, wage garnishments, and threatened lawsuits come to a halt. With careful planning, you can often keep your car and your home, provided payments stay current.

Ch. 13

Chapter 13 — a structured path.

Repay your debts over time without losing your hard-earned assets.

Chapter 13 consolidates your debts into a single, affordable monthly payment until the debt is paid in full. It immediately stops lawsuits, frozen accounts, and garnishments, and it can halt car repossessions and home foreclosures — allowing you to catch up on missed payments if your budget can accommodate them. Our firm offers Chapter 13 filings with $0 down to begin.

Ch. 11

Chapter 11 — a second chance.

Reorganize your debt for a second chance at success.

For individuals with substantial assets and for businesses, a Chapter 11 reorganization offers a way to restructure obligations while keeping operations running. We have guided clients through successful Chapter 11 discharges — including complex cases preserving significant real-estate portfolios.

Federal Disclosure

We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.